Anibal Jose Baez
<<So using money of exchange, I am not surety, but by using it, I am bound by acts and statutes?>>
Yes! BOTH forms of money are LEGAL TENDER. They bound the user to the rules. But with money of exchange, you are just not SURETY for the NOTE/BILL/MONEY. For the other kind, you ARE surety if that check bounces. Rules still apply.
Is that clear?