Maximus Legis
That was the point. As you know the "money" is created by your promise to pay. Effectively you are borrowing from your future self . The fraud is double in the sense of no disclosure that your promise to pay (promissory note) creates the funds and also the note is security without your permission as this is also not disclosed at the outset. I have a fucked up memory so I hope this is not a shit stain but I try not to discuss stuff that hasn't sunk in Scott Duncan may kick my ass on this :-)