Will Bed
This seems like FRAUD. Now the PERSON's CREDIT rating is compromised, and that's not that girl's FAULT. If there is a debt that needs to be settled, she can use her PERSON's SURETY to do so. So anyone claiming anything that can CAUSE the girl's CREDIT to be compromised must be asked to provide a bill for any account which may have yet to be settled so that the PERSON's SURETY can take care of it...