Stuart Stone
Hmmmm, if I want a car, but don't have the funds available to buy it, and some good samaritan comes along and takes care of the debt, without my asking....do I 'owe' this good samaritan anything?!?
Debt collector = good samaritan of the finance world.
Thank him for his good deed.
If I'm a cute girl in a bar and a nice guy buys me a drink, do I owe him 20 minutes of conversation, a blowjob or more?
Debt collector = 'nice guy' of the nightclub scene
look up the legal definition of 'nice'
I have a special affection for debt collectors because they help clean up any administrative errors I may have overlooked :D