David Johansen
why a bank has to make available a certain ammount immediately of 'funds' by a depositor when a cheque is given in deposit made in good faith.
if i make a mistake, and ask forgiveness it must be granted. so the plan, write my own cheque for a million dollars non negotiable and deposit it. what happens first? the cheque is credited, then the authorized withdrawal... so, if i do that every saturday...