Pete Daoust
Here how it seems to work
You want a new car
You show up at a BANK, and ask for CREDIT
The bank verify if you can PRODUCE enough, to back that credit
The bank ask for your signature, and put their signature on the contract Then the bank press the ENTER button on that computer keyboard, and some numbers appears on the screen.
These numbers comes from nowhere.
Now, the bank take that spanking new MONEY OF ACCOUNT, and transfers it to the car dealership.
Then, every month, you come back to the bank to MATRIALIZE that credit, that was never existed before, and you give them their cut as well (Interest).
At the end of this, ALL THAT CREDIT that you, with your time, brought back to this bank, is now REAL, you�ve materialized that thing, and the bank got PAID for helping you to do that (Interest).
So, as the CREATOR of this CREDIT, you now have to ASK for it, because it�s YOUR�S�. :P
Unless they can show you a DISBURSEMENT proof, that they�ve took that MONEY from another person.