David Johansen
if you 'get it' its wrong. the interest a bank pays to an account is income. the check for some exchange is the offset for a loss, a DEPOSIT. you have to write it on the check, FOR DEPOSIT ONLY or the word deposit in the memo (negotiable).
if you are a citizen your obligated to do it there way because you are their employee, ALL you gain is taxable is just another trick, like driving. call it a union kickback.