Dec 22, 2013 3:37 PM

I like that one ! :D

NO.

That was true in the 80's, not now. The "word" is being spoken to idiots. They will hear "the word" and may even know the definition of the words being spoken to them, but they are too stupid to grasp the issues.

I know this, because all of you are just the same as the people you are speaking to.

Scott, seriously, what will happen if 10% of the crowd start discharging PUBLIC debts ? :/

PUBLIC HANGINGS???

No, but SERIOUSLY ? !!!!....

NOW we're talkin'! :D

Harold gets it.

LOL.. :D

"Peace & Love" isn't the answer. It never was.

I did not created peace and love by discharging these 11 public debts so far.......and some Quebecers I know, have started this as well, and it seems to bother some.......what would happen if 10% of the crowd are doing this ?

Relevant.

http://www.deseretnews.com/article/865584850/Man-outwits-bank-by-changing-credit-card-terms-wins-in-court.html?pg=all

Wouldn't his amended contract be a counter-offer? Un-disputed therefore valid? Or is the point made that his signature was acceptance of their terms valid?

To answer Pierre; Yes, you are right. if 10% of people did this, things would change.

That won't happen. Too much stupid in the way.

STATIST BLINDFOLDS!!

Janick Paquette.....you've heard that ^^^^..... ?

If 10% of the crowd, starts discharging public debts, things would change.... :)

That won't happen, too much stupid on the way :D

^^^ lawyers are involved, meaning that guy is in trouble. But, he could defend the contract himself without a liar!

If this guy has the brains and ability to change the Terms and Conditions, why the hell would he hire a lawyer to defend it? :-/

I suspect, the lawyer did everything in this .....this guy seems to be a puppet... :P

Isn't full disclosure a key factor when contracting? It doesn't mention if he notified the bank of his changes...

Eamonn, I think full disclosure is only relevant when one has full liability. It seems that limiting the liabilty is directly proportionate to limiting the disclosure. :-D

Eamonn O Brien Tacit Agreement!

Would it then be the case that all contracts are negotiable and it was the banks own negligence that led to their mistake? Ignorance is no excuse etc...?

a non negotiable contract is called adhesion. they are not legal or enforceable in massachusetts.