I`ve completed the administrative process, a couple of weeks later, the bank responded to me, thanking me for getting in touch with them lol and counter offered the previous status quo, so onward to the next step :)

the banks are foreign to the state (not licensed by it) they seem to have no problem haha

my notary is from another nation and the first thing the bank commented on when they did respond to me was that he was not registered with the attorney general

I found it interesting that they thanked me a few times in the letter

i was looking up notary's these last few days, "some" of them seem to be qualified for cross/outer jurisdiction, on the site i was looking it refered to EU borders but you could bet it'll have a UCC basis

what did they say exactly Gail about using that notary?

"Through a `presentment under notary seal`send by `XYZ Notary-Public`which, for your edification, is not a registered Public Notary according to the Ministry of the Attorney General Ontario, your claim " then he just goes into what my contract offer was ...(without acknowledging it was accepted through their actions ) I`m thinking it was an intimidation tactic of sorts? or he was thinking he was doing me a favour `educating`me

so basically just saying that he's not part of the club but he's not saying that he's not a notary correct?

Yep, that was the very first thing he said in the letter and all he said about the notary

what most people would take it as all I've done something wrong all my god the cars crashing oh my god what I gotta do.

As I re read it after getting it I thought to myself...this is a private contract, why would I need a PUBLIC notary?

I`m still learning and I did have the thought, what do I do now but I`m not giving up ;)

This is my first administrative process and it has been interesting the programming that has surfaced or been triggered through it.

I`m so appreciative of the awesome Scott Duncan and ChiefRock Sino General and everyone else here for contributing to my learning

it sure has been a lot quieter in the last couple days?

Gail Blackman - your first notice should contain your counter offer with terms and conditions. 2nd notice is simply due process/notice of fault - offer to cure. 3rd notice is the default - summary judgement. Court adjourned. This then is your agreement between the parties - contract - private record that can be testified to by affidavit in the public. Then you just have to hold onto it:-) amidst a tag team verbal wrestle test (plaintiff/judge).