Chad Brodgesell
If the Collection Agency calls you tell them to send you a claim from to you signed. Add if they continue to harass you with out claim then you will bill them $1000.00 (insert currency here) per incident also inform them that if they affect your credit rating in anyway with out claim then they will incur a $1,000,000.00 (insert currency here) to be paid forth with to your currant address. Also tell them that this conversation is being recorded and will constitute your terms if they want to discuss any thing with you.