August le Blanc
I think, Pete Daoust that you are hung up on Bill of Exchange... we create money ( debt) by creating an invoice... which is a bill of exchange... it is an itemized account for services, what ever... you can borrow.. create Money from invoice.. it is a negotiable instrument and a bill of exchange... bill of exchange can include any type of exchange for money of account or money of exchange.. is my understanding... I have been wrong before.. but I do not think so now... ;-)