Scott Duncan
You do not understand what LEGAL TENDER IS.
FOLLOW ALONG
CONTRACT=LAW LEGAL=ACTS AND STATUTES WITH THE FORCE OF LAW TENDER=EVERYONE MAY ACCEPT THE BENEFIT OF A TENDER IF CONTRACTUAL CONDITIONS ARE MET.
THIS NOTE IS A TENDER FOR LAW.
FOR THERE TO BE ACCOUNTING, THERE MUST BE A CONTRACT.
That's it. Anything else is shit you are making up.