So.....that's why you never leave an endorsement blank. Huh. Thanks Chad. If I am getting this garble de gook correctly, the other party has the chance to fill in whatever he/she wants and unless you rebut it, you have to "pay" or fulfill the "bill of exchange". So if one receives an endorsed piece of paper from some one, can they technically claim they have a bill of exchange if they sign and file their request on said paper? I am retarded in this area so please anyone jump all over me if I am wrong.

Thank goodness I have been practicing that. Especially on stuff for the kids. Later than I would have liked tho.

I sign as Mother and it means what I say it means because I SAID SO. My kids love it. All rights reserved.

Cara Small Atherton, yes. If you always think "Exchange, Signature, (insert a portion of act here)" then it becomes easier to understand. Another trick I use is to actually right on card stock what is being talked about and then I play all the people and follow the document. Writing it down like the real thing then follow it helps to tie their words to actions.

No action? Here is another one. Open a document up do a word search for the most commonly used top 2 words of 5 letters or more. Point being, if the top 2words are used that much in the document they must be important. (Person is a great one)