Steve Lemieux
Rick, the courts will not hear you at this point, you are in dishonour and as far as I know, there is no turning back. The house is gone; I would learn and move on. Let me elaborate� Rick likes house, makes offer on house. Rick enters contract with bank which allows him to close on the purchase contract and move into house. Rick has fun in house. Many women are fucked and much beers and weed is consumed. Rick has a lot of fun in said house. Rick has a little too much fun and forgets his contractual obligation with the bank to make his mortgage payment. The bank sends a friendly letter reminding Rick to make his payment. Rick ignores the letter. The bank sends 2 or 3 more letters. Rick ignores the letters. The bank sends NOTICE and warns Rick they are going to foreclose and COLLECT the COLLATERAL if he does not make good on his PROMISE to pay. Rick ignores the NOTICE, ignores the court appearance; dishonours himself. Bank goes to court UNCHALLENGED, get judgement in their favour. Rick breached a contract; the COLLATERAL must be COLLECTED. Rick does ignores that he is NO LONGER OWNER of the house Bank lists the property on the MLS with a realtor with the CROWN as SELLER Rick ignores that the house he thinks he still owns is for sale. Another realtor brings a buyer along who likes Rick�s house and writes an offer SUBJECT to financing. Rick ignores that his house is PENDING under a NEW and VALID CONTRACT Several days go by and the new BUYER removes his conditions. The home is no longer PENDING SALE. All that is required at this point is for the judge to say �done deal!� Ricks pulls his head out of the sand and says �hey! You can�t do that, that�s my house!� Court does not hear Rick because he is not even part of the equation anymore. He breached a contract, agreed to the JURISDICTION by not showing up. In the courts eyes, he is insane. He agreed for the COLLATERAL to be claimed and is now saying he owns the house. Rick is lucky they didn�t send him away for a psychological assessment. This is what happened. You can give all the notices you want, the judge will not REVERSE the initial judgement awarded to the bank. Should you have shown up at the first court session, you might have had a chance, although highly unlikely. The judges are there to PROTECT the SYSTEM (scam). Don�t expect to penetrate the wall of bullshit they put up. The wall is thick and high. Bend over, smile and try not to scream too loud when they stick it in�