Eamonn O Brien
Extract from bankruptcy definition in Black's 9th -
"In a typical Chapter7 liquidation case, the trustee collects the nonexempt, property of the debtor, converts that property to cash, and distributes the cash to the creditors. The debtor gives up all the nonexempt property SHE owns at the time of the filing of the bankruptcy petition, and hopes to obtain a discharge..."
Why is the debtor referred to as SHE? ;)