Derek Moran
Chad Brodgesell: 'When do you need Money?' I took a tenth time look at it and come up with this.
All the money in the world and you still starve/freeze/get rained on whatever.
You NEED MONEY when You NEED/WANT something and Someone else has what You NEED/WANT but will only accept MONEY in exchange .
The action of the transfer of value is the SPENDING part. (Scott clicked 'Like' on this)