Derek Moran
One idea i gave this guy was to try and head-them-off-at-the-pass and send a letter to the Sherriff in his area aprising him of whats going-on and if he is contacted by the bank that he knows what they are saying is a false-claim to begin with and what they are trying to pull, that in the least its a violation of one of the sections of the Bill of Rights 1688:
Grants of Forfeitures. That all Grants and Promises of Fines and Forfeitures of particular persons before Conviction are illegall and void.
http://www.legislation.gov.uk/aep/WillandMarSess2/1/2/introduction